Successful Transition to Retirement in Australia

The transitions of old age include many changes in appearance, hormonal changes such as the menopause, changes in family structures such as children leaving home, and changes in work patterns such as retirement. The study of such transitions has grown rapidly in recent years. In the 1970s there were 203 peer-reviewed articles containing the keyword retirement, according to PsycINFO. By the 2000s this had risen to 1,804 (Shultz & Wang, 2011). Conceptualising retirement, Ekerdt noted, “The designation of retirement status is famously ambiguous because there are multiple overlapping criteria by which someone might be called retired, including career cessation, reduced work effort, pension receipt, or self-report” (p. 70) (Ekerdt, 2010). This study measures retirement via self-report. Although Australians no longer face a compulsory retirement age, at which they are no longer considered useful to the workforce, retirement is still an important transition for individuals, their families, and for the wider society. Based on estimates from the 2006 census and the 2007 Survey of Employment Arrangements, Retirement and Superannuation - the most recent for which such data are available - an estimated 7.7 million Australians were aged 45 years or over. Of these, 3.1 million people were retired (Australian Bureau of Statistics, 2009). As is evident, the likelihood of being retired increases with age. In 2007, there were more retired women (1.8 million) than retired men (1.3 million). The average age at retirement for women is 47, compared with 58 for men. For all age groups over 45 years, more men than women intend never to retire (16.7% and 11.9% respectively) (Australian Bureau of Statistics, 2009). Of those retirees who had worked in the last 20 years, the most common main reason for retiring is the retiree's health. This is a more common reason for retired men (38%) than retired women (25%). Other common reasons for retirement for men include financial reasons (20%) and being retrenched or made redundant (10%). While financial considerations are more likely to influence men, women are more likely to make their decision based on family considerations. Common reasons for women to retire include caring responsibilities (15%) and to spend more time with their family or partner (13%) (Australian Bureau of Statistics, 2009). It is relatively easy to find advice about financial preparation for retirement, compared to successfully navigating the cognitive, emotional, or social aspects of the transition. What does retirement mean to those approaching it? Stokes found that it means the end of work and the loss of identity in response to a society that has a negative perception of old age (Stokes, 1992). This is consistent with the disengagement theory of aging in which aging is seen as a process of disengagement from other people (Cumming et al, 1961). On the other hand, the street protests seen in France in October 2010, in response to the French government’s proposal to raise the retirement age from 60 to 62, could be interpreted as some people looking forward to retirement as a release from the burden of employment. In a study examining retirement experiences, three main groups of people who could be delineated on the basis of their experience were identified (Kloep & Hendry, 2006)

Similarity of Semantic Relations

There are at least two kinds of similarity. Relational similarity is correspondence between relations, in contrast with attributional similarity, which is correspondence between attributes. When two words have a high degree of attributional similarity, we call them synonyms. When two pairs of words have a high degree of relational similarity, we say that their relations are analogous. For example, the word pair mason:stone is analogous to the pair carpenter:wood. This paper introduces Latent Relational Analysis (LRA), a method for measuring relational similarity. LRA has potential applications in many areas, including information extraction, word sense disambiguation, and information retrieval. Recently the Vector Space Model (VSM) of information retrieval has been adapted to measuring relational similarity, achieving a score of 47% on a collection of 374 college-level multiple-choice word analogy questions. In the VSM approach, the relation between a pair of words is characterized by a vector of frequencies of predefined patterns in a large corpus. LRA extends the VSM approach in three ways: (1) the patterns are derived automatically from the corpus, (2) the Singular Value Decomposition (SVD) is used to smooth the frequency data, and (3) automatically generated synonyms are used to explore variations of the word pairs. LRA achieves 56% on the 374 analogy questions, statistically equivalent to the average human score of 57%. On the related problem of classifying semantic relations, LRA achieves similar gains over the VSM

Exercising Sovereignty and Expanding Economic Opportunity Through Tribal Land Management

While the United States faces one of the most significant housing crises in the nation's history, many forget that Indian housing has been in crisis for generations. This report seeks to take some important steps toward a future where safe, affordable, and decent housing is available to Native people in numbers sufficient to meet the housing needs that exist in Indian country today. This study provides first-of-its-kind analysis of a critical barrier to homeownership on Indian lands. It analyzes the success of tribes that have taken responsibility (in whole or in part) for administering the land title process on tribal lands. It also addresses the challenges those tribes have faced. Section 1 outlines the significant obstacles to homeownership strategies for Native communities. In Section 2, the report delves into the experiences of five tribes that are managing aspects of the land title process in their communities. In Section 3, the report details findings from a site visit and in-depth interview at the Bureau of Indian Affairs regional offices in Portland, Oregon and Aberdeen, South Dakota. Finally, Section 4 of the report draws conclusions and makes specific recommendations about the future of land title processing on Indian lands. This report is the culmination of two years of research funded by NeighborWorks America and Stewart Title Company

A climate diplomacy proposal: carbon pricing consultations

The Doha climate talks in December 2012, wrapped up lines of negotiation that were begun years before in Bali. Negotiators resolved contentious questions about the future of the Kyoto Protocol and finally put the constraints of the Bali agenda behind them. Now they need turn to developing by 2015 a new agreement under the United Nations Framework Convention on Climate Change (UNFCCC) to cover the post-2020 period. In order to make concrete progress on climate policy there is a need to establish a Carbon Pricing Consultation (CPC) process, which would be a detailed, pragmatic, and ongoing discussion of the implementation details of domestic cap-and-trade and GHG taxes.Though carbon pricing generally been considered to be a national-level policy to be adopted at the discretion of individual governments the paper argues that a CPC process would provide an opportunity for negotiators, as well as the administrators of national pricing policies, to discuss how to induce, practically and efficiently, the broad economic shifts required to de-couple emissions and economic activity. This paper makes the argument for focusing on carbon pricing in the international negotiations and offers a way forward in that process

A Copenhagen Collar: Achieving Comparable Effort Through Carbon Price Agreements

The global financial crisis proves how unforeseen macroeconomic conditions can affect policies aimed at reducing and stabilizing greenhouse gas emissions. It has made voters uneasy about potential climate policy that could raise energy costs and unemployment. To improve the political stability of any policy agreement emerging from this December’s annual meeting on the U.N. Framework Convention on Climate Change (UNFCCC) in Copenhagen, and to ensure the comparability of commitments and ease the inclusion of developing countries, the authors propose that the UNFCCC supplement emissions targets with a price collar. This paper outlines an example that shows that a price collar can have a negligible expected impact on the outcome that matters most for the climate—increasing emissions.